Attention homeowners in Omaha and Douglas County: Need an appraisal?
The top seven reasons why NE homeowners order from Saxton Appraisals, Inc.:
Own a home in or near Omaha, NE and need help deciding the value of it?
At Saxton Appraisals, Inc., we understand the particular needs of a homeowner after appraisal services. Our usual business clients get the appraisal process and the usual documents we provide. As our client, you can expect extra guidance and explanations through the appraisal process to more clearly understand what we do and how we document our conclusions.
Pre-listing Services/For Sale By Owner
It's very hard to be objective about your home because you probably have an emotional attachment to it. Professional appraisers, like the ones at Saxton Appraisals, Inc., will be objective. We will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your house will attract buyers, a professional appraisal is very valuable as a negotiating tool once you have an attainable buyer. The appraisal is something tangible to show your buyer. An appraisal is an independent third party's opinion of your home's price -- not just you saying how much you think your house is worth. Interested buyers know that you have an emotional attachment to your home and will be far more likely to give credibility to an accomplished appraiser's value conclusion than yours.
Appraisals to cancel PMI
PMI stands for Private Mortgage Insurance. An attractive way to cut costs for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan amount is less than 80% of the value of your property, in most cases you can apply to your lender to have the PMI removed from your loan, which will make your monthly payments go down. Saxton Appraisals, Inc. is qualified in helping folks just like you rid yourselves of unneeded PMI insurance.
Challenging a property tax assessment
Lets say you live in a local area that is going down -- your local tax assessor may have your home overvalued. That only means you're most likely paying more taxes than you should. The faster you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. An expert appraisal from Saxton Appraisals, Inc. is your best weapon when challenging your property tax assessment.
HELOC recently frozen?
Your lender may just decide to automatically freeze your home equity line of credit (HELOC) if your property is in a declining area -- even if your specific property has not declined in value. This can this be inconvenient from a cash flow standpoint, and bad for your credit score since it may appear as though that credit line is maxed out. Saxton Appraisals, Inc. can help you reinstate your HELOC.
Field and Desktop Appraisal Review Services
Would you wish a second opinion without the expense and delay of waiting for a whole new appraisal? Or do you desire a veteran appraiser to double-check your appraisal for accuracy? In a field review we'll go out and check the subject and comps in question. Or, if you need it immediately, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
Need a retrospective review of an appraisal? We can We can assist you While typically requested by banks, you may desire to take advantage of this service if you suspect mortgage fraud related to your home.