Attention homeowners in Omaha and Douglas County: Need an appraisal?
Check out the top 7 reasons why NE homeowners use Saxton Appraisals, Inc.:
Need help determining the price of your home in or near Omaha, NE?
We at Saxton Appraisals, Inc. understand the individual needs of a homeowner seeking appraisal services. Our typical business clients get the appraisal process and the customary "products" we deliver to them. Being a regular homeowner that most likely doesn't look at appraisals every day,we will provide you with extra guidance and explanations through the appraisal process to more fully understand what we do and how we document our findings.
Pre-listing Services/For Sale By Owner
Since you have an emotional attachment to your home, it's often very hard to be objective about it. Professional appraisers, like the ones at Saxton Appraisals, Inc., are objective. We'll tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your property will attract many interested buyers, a professional appraisal is very crucial as a negotiating tool once you have an attainable buyer. It gives you something concrete to show the buyer. An appraisal is an independent third party's opinion of your house's price -- not just you saying how much your house is worth. Interested buyers know you have an emotional attachment to your home and will be more likely to give credibility to a professional appraiser's value assessment than yours.
Appraisals to remove PMI
PMI stands for Private Mortgage Insurance. An attractive way to save money for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan is down below 80% of the value of your house. In most cases you can apply to the lender to have the PMI eliminated from your loan. We are experts in helping people just like you remove unneeded and unwanted PMI insurance.
Challenge a property tax assessment
Your local tax assessor may have your house overvalued if you live in an area that is going down or is not appreciating as much as other houses nearby. That means you are going to pay more taxes than you should. Since your property assessment may likely go up again in the next period, the earlier you take care of things like this, the better off you'll be. When contesting your property tax assessment, getting an expert appraisal from Saxton Appraisals, Inc. is your #1 weapon.
Was your HELOC recently frozen?
Your lender just might choose to automatically freeze your home equity line of credit (HELOC) if your house is in or near a declining area -- even if your specific property has not declined in value. Not only can this be troublesome from a cash flow point of view, but it can be destructive to your credit score since it may appear as though that credit line is maxed out. Saxton Appraisals, Inc. can help you reinstate your HELOC.
Field and Desktop Appraisal Review Services
Would you wish a second opinion without the charge and delay of waiting for a whole new appraisal? Or do you need a seasoned professional to double-check your appraisal for precision? Saxton Appraisals, Inc. offers field reviews where we'll go out and check the subject and comps. If you need it in a rush, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.
We can also provide you with a a retrospective review of any appraisal report you may have had in the past. While usually requested by banks, you may desire to use this service if you suspect mortgage fraud related to your house.