Attention homeowners in Omaha and Douglas County: Need an appraisal?
The top 7 reasons why NE homeowners order from Saxton Appraisals, Inc.:
Do you own a home in or near Omaha? Do you need help deciding the price of your real estate?
We at Saxton Appraisals, Inc. understand the particular needs of a consumer after appraisal services. Our typical business clients understand the appraisal process and the usual documents we provide. Being a regular person not in the real estate industry that most likely doesn't see an appraisal every day,you'll receive extra guidance and explanations through the appraisal process to more clearly understand what we do and how we document our findings.
Pre-listing Services/For Sale By Owner
It's very hard to be objective about your own home because you most likely have an emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your property will attract buyers, a professional appraisal is very valuable as a negotiating tool once you have a potential buyer. It gives you something tangible to show the buyer. It's an independent third party's opinion of your property's price, and not just you saying how much your house is worth. Interested buyers assume that you have an emotional attachment to your house and will be more likely to give credibility to a seasoned appraiser's value conclusion than yours.
Appraisals to remove PMI
Getting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is a popular way to cut costs for homeowners. Your monthly payments will go down once your mortgage loan is down below 80% of the value of your house. In most cases you can apply to a lender to have the PMI eliminated from your loan. Saxton Appraisals, Inc. is veterans in helping homeowners just like you abolish unnecessary PMI insurance.
Challenge Tax Assessment
Lets say you live in an area that is declining -- your local tax assessor may have your home overvalued. This only means you are probably paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the quicker you take care of things like this, the better off you'll be. A professional appraisal from Saxton Appraisals, Inc. is your perfect weapon when challenging your property tax assessment.
Recently got a freeze your HELOC?
If your house is in or near a declining area, your lender may just decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be damaging to your credit score since it may appear as though that credit line is maxed out, and also annoying from a cash flow point of view. Saxton Appraisals, Inc. can provide you with a professional appraisal that will help you reinstate your home equity line of credit.
Field and Desktop Appraisal Review Services
Do you need a seasoned professional to double-check your appraisal for preciseness, or do you need a second opinion without the added cost and delay of waiting for a whole new appraisal? Saxton Appraisals, Inc. offers field reviews where we'll go out and check the subject and comparables in question. If you're in a rush, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
We can also provide a retrospective review of any appraisal you may have had in the past. Even though this is usually requested by banks, you may want to use this service if you suspect mortgage fraud related to your house.